Tricare Therapists in Florida
8 therapists in Florida list Tricare on their Psychology.com profile, including offices in Lakewood Ranch and New Port Richey. That tag is the therapist's own, so confirm the network with both the therapist and your plan before you book.
Of the 8, 4 are based in Florida, and 2 of those see clients in person; 4 are authorized to work with clients in Florida and based in another state; all 8 offer online sessions.
Before a first session, confirm two things. Ask the therapist whether they are in network with your specific Tricare plan and whether they bill Tricare directly. Then call the member number on your card, give them the therapist's name, and ask what you would owe per visit. Both answers move: networks are renegotiated and can end part way through a year, a therapist in network with one Tricare plan is often out of network with another, and your deductible, copay and visit limit sit on your plan rather than on anything a therapist can see. Ten minutes on the phone now is cheaper than the first bill telling you.
8 therapists in Florida who list Tricare
The Insurance row on each card lists the payers that therapist entered on their own profile. Tricare there means they named Tricare, not that your Tricare plan is in network with them. ✓ License verified means we confirmed an active license with the therapist's state board on the date shown on their profile. ✓ NPI match means identity and the profession on record were matched to the federal NPI Registry, which is not a check of license standing. How we verify →
Riyon Hutton
LMHC, LPCC
Yakima, Washington
License verified with the Washington board, checked October 29, 2026
Checked with: Washington State Department of Health.
Identity matched to the federal NPI Registry, checked October 24, 2026.
“Reach out when you're ready to stop feeling”
It's 2 am and you're replaying a conversation from last year. Your brain won't turn off, decisions drain you, and work & school stress follow you home. You might be the parent of someone who has opinions about everything, and you're tired of "negotiating." Are you…
AnxietyDepressionChild or AdolescentStressTrauma and PTSDGrief and LossFamily ConflictParentingSelf EsteemAnger ManagementPanic AttacksADHDChronic PainChronic IllnessSleep or InsomniaLGBTQ+ IssuesLife TransitionsCoping SkillsBehavioral Issues- In practice
- 8 years
- Languages
- English
- Licensed in
- Washington
- Fee
- $70 to $175 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +12 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Christine Rykiel
LCSW, LISW, MSW
Lakewood Ranch, Florida
License verified with the Florida board, checked October 29, 2026
Checked with: Florida Department of Health.
Identity matched to the federal NPI Registry, checked October 29, 2026.
With over 30 years of clinical experience I provide compassionate, empowering, and affirming counseling services that are client-centered and goal oriented and that develops and enhances my client's strengths and builds their coping skills to manage the symptoms of a…
AnxietyDepressionStressTrauma and PTSDGrief and LossDivorceFamily ConflictParentingSelf EsteemAnger ManagementMood DisordersBipolar DisorderPanic AttacksADHDAutismLGBTQ+ IssuesLife TransitionsCommunicationDevelopmental Disorders- In practice
- 32 years
- Style
- warm, structured, supportive
- Languages
- English
- Licensed in
- Florida
- Fee
- $100 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +11 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Melvin George
PMHNP
Miramar, Florida
License verified with the Florida board, checked October 13, 2026
Checked with: Florida Department of Health.
Identity matched to the federal NPI Registry, checked October 13, 2026.
“Compassionate psychiatric care for anxiety, depression, ADHD, bipolar disorder, OCD, PTSD, and life's challenges. Florida telehealth available.”
Are you struggling with anxiety, depression, difficulty focusing, overwhelming emotions, or feeling like you've lost control of your life? You don't have to navigate these challenges alone. I help adolescents and adults understand their mental health, find effective…
AnxietyDepressionBipolar DisorderStressTrauma and PTSDRelationship IssuesObsessive-Compulsive (OCD)Panic AttacksADHDChronic IllnessSleep or InsomniaSpiritualityLife TransitionsCareer CounselingBehavioral IssuesMen's Issues- In practice
- 3 years
- Style
- supportive, practical, challenging
- Languages
- English
- Licensed in
- Florida
- Fee
- $75 to $200 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +13 more
- Availability
- Ask about availability
- Sessions
- Telehealth
Plans vary. Confirm your plan with the therapist.
Amanda Sipiczky
LCSW
New Port Richey, Florida
License verified with the Florida board, checked October 16, 2026
Checked with: Florida Department of Health.
Identity matched to the federal NPI Registry, checked October 19, 2026.
“Therapy that feels like you, trauma-informed care that honors your individual experiences, needs, and goals.”
I work with adolescence and adults across Florida and Massachusetts to address trauma and PTSD, OCD anxiety, depression, as well as adjustment difficulty and life transitions. Together, we'll build practical tools, explore the patterns keeping you stuck, and create…
AnxietyTrauma and PTSDLife TransitionsDepressionStressSelf EsteemMood DisordersObsessive-Compulsive (OCD)Domestic ViolenceCoping SkillsSelf-Harming- In practice
- 6 years
- Languages
- English
- Licensed in
- Florida
- Fee
- $120 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +6 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
James Natter
PsyD
Newburgh, Indiana
License verified with the Indiana board, checked October 16, 2026
Checked with: Psychology Board.
Identity matched to the federal NPI Registry, checked October 15, 2026.
“You are a universe of one, gladly to lovingly explore.”
Yes, your life if worth it. You have a purpose and there is hope for wonder in your life! Let's explore it together looking at it spiritually, relationally, emotionally, cognitively and practically. I'm ready.
AnxietyDepressionTrauma and PTSDRelationship IssuesDivorceMood DisordersObsessive-Compulsive (OCD)Panic AttacksSpiritualityLife TransitionsBehavioral IssuesVeterans and MilitaryMen's IssuesAging and Geriatric- In practice
- 33 years
- Style
- warm, direct, practical
- Languages
- English
- Licensed in
- Indiana
- Fee
- $220 to $240 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +5 more
- Availability
- Ask about availability
- Sessions
- Telehealth
Plans vary. Confirm your plan with the therapist.
James Saxton
LCSW, LCDC
San Antonio, Texas
License verified with the Texas board, checked October 15, 2026
Checked with: Texas Behavioral Health Executive Council.
Identity matched to the federal NPI Registry, checked October 15, 2026.
“You’ve learned how to survive. Now let’s explore what it means to feel connected, find balance, and live with greater intention.”
Maybe you’re used to being the person everyone else depends on. Maybe you’ve learned to push through, keep the peace, or manage difficult experiences alone. But anxiety, unresolved trauma, relationship struggles, and old patterns can take a toll, even when things look…
Trauma and PTSDAddictionMen's Issues- In practice
- 7 years
- Style
- warm, direct, exploratory
- Languages
- English
- Licensed in
- Texas
- Fee
- $200 to $240 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +6 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Dr. Bayo Owens
PMHNP
Sugar Land, Texas
License verified with the Texas board, checked September 28, 2026
Checked with: Texas Board of Nursing.
Identity matched to the federal NPI Registry, checked September 28, 2026.
“I believe that mental wellness is the foundation of a fulfilling life. I'm committed to providing emotional, psychological, and behavioral well-being.”
Improve your mental well-being through evidence-based practice with integrity by holistically providing excellent care through education, counseling, therapy, and medication management to ensure optimal results for all my patients, their families, and the community…
AnxietyDepressionADHD- In practice
- 5 years
- Style
- warm, supportive, direct
- Languages
- English
- Licensed in
- Texas
- Fee
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +10 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Julie McDermott
LCSW, MSW
West Palm Beach, Florida
License verified with the Florida board, checked October 13, 2026
Checked with: Florida Department of Health.
Identity matched to the federal NPI Registry, checked October 12, 2026.
“Trauma-informed Therapy, Grounded in Empathy and Collaboration”
Life can be complicated, especially when you are carrying a lot or trying to make sense of difficult experiences. You may be feeling overwhelmed by anxiety, struggling with past experiences, or finding it hard to balance your own needs with the demands of everyday…
DepressionGrief and LossDomestic ViolenceAnxietyStressTrauma and PTSDRelationship IssuesDivorceSelf EsteemPanic AttacksLife TransitionsCoping Skills- In practice
- 6 years
- Style
- collaborative, warm, direct
- Languages
- English
- Licensed in
- Florida
- Fee
- $175 per session
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +9 more
- Availability
- Ask about availability
- Sessions
- Telehealth
Plans vary. Confirm your plan with the therapist.
Other insurers listed by therapists in Florida
Therapists who list Tricare in other states
How members are checked
The checks are the product. Each one is dated on the member’s profile with a link to the source, so you never take our word for it. Older listings that predate membership carry no badge until they are checked.
NPI Registry match
Before a member profile goes live, the name and the profession on record are matched to the federal NPI Registry. No match, no membership.
State board lookup
Where the state board offers a public license lookup, the license number and standing are checked there. Profiles that pass carry the "License verified" badge.
Dated, with the link
Both checks show the date they were made and link to the registry or board page, so you can repeat them in a minute. How we verify →
- License verified with the Florida board, checked October 13, 2026
- Identity matched to the federal NPI Registry, checked October 13, 2026
Frequently asked questions
Does "lists Tricare" mean my sessions will be paid for?
No. It means the therapist named Tricare on their own Psychology.com profile, which is a claim about who they bill, not a check we have run and not a statement about your own coverage. Whether a particular session is paid for depends on the therapist's current network status and on your Tricare plan, including your deductible, your copay and any limit on outpatient mental health visits. Treat this page as a shortlist to call, not an answer about your benefits.
How do I check whether a therapist is enrolled in Tricare?
Ask both sides the same question and compare the answers. Ask the therapist, by message or on a first call, whether they are currently enrolled as a Tricare provider and whether they bill Tricare directly. Then call the member number on your card, give them the therapist's full name and NPI number, and ask what you would owe per session. The two answers disagree often enough that asking only one is how people end up with a bill they did not expect. Enrollment also lapses and gets renewed, so a name on any list can be out of date.
What if none of the therapists on this page has an opening?
You have three workable routes. Ask to be put on a waitlist and give your real availability, because evening and early morning slots move fastest. Widen the search to every therapist licensed in Florida who works online, which is a much larger pool than any one payer's list. Or work the other direction and use Tricare's own provider lookup for Florida, then call the names on it, because that list and ours are built from different sources and neither one is complete.
What do out-of-network reimbursement and a superbill mean?
A superbill is an itemized receipt from your therapist showing the dates, the service codes and what you paid. You send it to your insurer yourself, and if your plan has out-of-network benefits the insurer pays you back a share of the fee once your out-of-network deductible is met. It is worth asking about when the therapist you want is not in network, because plenty of therapists will issue a superbill even when they do not bill insurers themselves. Ask your plan two things first, whether it has out-of-network benefits at all and what it considers a reasonable fee for a 50-minute session, because the reimbursement is a percentage of that figure rather than of what you actually paid.
What does a session cost among these therapists?
7 of the 8 therapists on this page list a fee. Their listed fees run $70 to $240 per session, with a median starting fee of $120. That is the range these therapists published on their own profiles, not a market rate for Florida and not what you would owe after your Tricare plan is applied. 6 also offer a sliding scale, which is marked on the card.
Is it harder to find a therapist who takes Tricare?
Often yes, and it is worth knowing why before you start calling. Tricare reimburses outpatient therapy at rates below most commercial plans, and the provider network is administered by a regional contractor rather than by the plan itself. Start with the 8 therapists here, ask each one whether they are currently enrolled rather than whether they accept Tricare, and keep the question specific to Florida.
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