Tricare Therapists in California
4 therapists in California list Tricare on their Psychology.com profile, including offices in San Diego. That tag is the therapist's own, so confirm the network with both the therapist and your plan before you book.
Of the 4, 3 are based in California, and 1 of those sees clients in person; 1 is authorized to work with clients in California and based in another state; all 4 offer online sessions.
Before a first session, confirm two things. Ask the therapist whether they are in network with your specific Tricare plan and whether they bill Tricare directly. Then call the member number on your card, give them the therapist's name, and ask what you would owe per visit. Both answers move: networks are renegotiated and can end part way through a year, a therapist in network with one Tricare plan is often out of network with another, and your deductible, copay and visit limit sit on your plan rather than on anything a therapist can see. Ten minutes on the phone now is cheaper than the first bill telling you.
4 therapists in California who list Tricare
The Insurance row on each card lists the payers that therapist entered on their own profile. Tricare there means they named Tricare, not that your Tricare plan is in network with them. ✓ License verified means we confirmed an active license with the therapist's state board on the date shown on their profile. ✓ NPI match means identity and the profession on record were matched to the federal NPI Registry, which is not a check of license standing. How we verify →
- ▶ Video intro
Jeanne Prinzivalli
LMFT, MA
Los Angeles, California
License verified with the California board, checked September 30, 2026
Checked with: California Board of Behavioral Sciences.
Identity matched to the federal NPI Registry, checked September 29, 2026.
“Virtual therapy for burnt-out adults and couples in California. Find your energy, set boundaries, and feel like yourself again.”
Running on empty? Saying yes to everyone but yourself, with self-care always at the bottom of the list? Our therapists at Blossom Wellness help tired, burnt-out adults find energy and passion for life again, set boundaries that stick, and figure out where to start.…
AnxietyRelationship IssuesSelf EsteemDepressionStressTrauma and PTSDGrief and LossMarital and PremaritalAnger ManagementPhobiasADHDChronic IllnessSleep or InsomniaPostpartumPregnancy and PrenatalLGBTQ+ IssuesSpiritualityLife TransitionsCoping SkillsCommunicationCodependencyVeterans and MilitaryWomen's IssuesMen's IssuesAging and Geriatric- In practice
- 16 years
- Style
- collaborative, supportive, warm
- Languages
- English
- Licensed in
- California
- Fee
- $110 to $250 per session
- Insurance
- Aetna, Cigna, UnitedHealthcare +9 more
- Availability
- Ask about availability
- Sessions
- Telehealth
Plans vary. Confirm your plan with the therapist.
Linet Zmrutyan
LMFT
Mission Hills, California
License verified with the California board, checked September 29, 2026
Checked with: California Board of Behavioral Sciences.
Identity matched to the federal NPI Registry, checked October 21, 2026.
Are you feeling overwhelmed by anxiety, stuck in overthinking loops, or struggling with OCD? You're not alone and effective, evidence- based treatment is available. I specialize in treating generalized anxiety disorder, phobias, panic disorder, and obsessive-…
AnxietyObsessive-Compulsive (OCD)Panic Attacks- In practice
- 12 years
- Style
- warm, supportive, challenging
- Languages
- English, Spanish
- Licensed in
- California
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +10 more
- Availability
- Ask about availability
- Sessions
- Telehealth
Plans vary. Confirm your plan with the therapist.
Pankaj Kumar
AMFT
San Diego, California
Identity matched to the federal NPI Registry, checked October 22, 2026
The NPI match confirms identity and the profession on record with the registry. It is not a check of license standing.
“Depth psychotherapy for couples and men looking beneath the surface to break repeating patterns, resolve conflict, and build lasting intimacy.”
I offer therapy for people who want to understand not just what’s happening, but why it keeps happening. With patience, warmth, and commitment, I work to help you understand what actually drives these stuck patterns, because that kind of understanding is what truly…
AnxietyRelationship IssuesMen's Issues- In practice
- 3 years
- Style
- exploratory, warm, supportive
- Languages
- Hindi
- Fee
- $160 to $185 per session
- Insurance
- Aetna, Cigna, Tricare
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Dr. Bayo Owens
PMHNP
Sugar Land, Texas
License verified with the Texas board, checked September 28, 2026
Checked with: Texas Board of Nursing.
Identity matched to the federal NPI Registry, checked September 28, 2026.
“I believe that mental wellness is the foundation of a fulfilling life. I'm committed to providing emotional, psychological, and behavioral well-being.”
Improve your mental well-being through evidence-based practice with integrity by holistically providing excellent care through education, counseling, therapy, and medication management to ensure optimal results for all my patients, their families, and the community…
AnxietyDepressionADHD- In practice
- 5 years
- Style
- warm, supportive, direct
- Languages
- English
- Licensed in
- Texas
- Fee
- Insurance
- Aetna, Blue Cross Blue Shield, Cigna +10 more
- Availability
- Ask about availability
- Sessions
- Telehealth and in person
Plans vary. Confirm your plan with the therapist.
Other insurers listed by therapists in California
Therapists who list Tricare in other states
How members are checked
The checks are the product. Each one is dated on the member’s profile with a link to the source, so you never take our word for it. Older listings that predate membership carry no badge until they are checked.
NPI Registry match
Before a member profile goes live, the name and the profession on record are matched to the federal NPI Registry. No match, no membership.
State board lookup
Where the state board offers a public license lookup, the license number and standing are checked there. Profiles that pass carry the "License verified" badge.
Dated, with the link
Both checks show the date they were made and link to the registry or board page, so you can repeat them in a minute. How we verify →
- License verified with the Texas board, checked September 28, 2026
- Identity matched to the federal NPI Registry, checked September 28, 2026
Frequently asked questions
Does "lists Tricare" mean my sessions will be paid for?
No. It means the therapist named Tricare on their own Psychology.com profile, which is a claim about who they bill, not a check we have run and not a statement about your own coverage. Whether a particular session is paid for depends on the therapist's current network status and on your Tricare plan, including your deductible, your copay and any limit on outpatient mental health visits. Treat this page as a shortlist to call, not an answer about your benefits.
How do I check whether a therapist is enrolled in Tricare?
Ask both sides the same question and compare the answers. Ask the therapist, by message or on a first call, whether they are currently enrolled as a Tricare provider and whether they bill Tricare directly. Then call the member number on your card, give them the therapist's full name and NPI number, and ask what you would owe per session. The two answers disagree often enough that asking only one is how people end up with a bill they did not expect. Enrollment also lapses and gets renewed, so a name on any list can be out of date.
What if none of the therapists on this page has an opening?
You have three workable routes. Ask to be put on a waitlist and give your real availability, because evening and early morning slots move fastest. Widen the search to every therapist licensed in California who works online, which is a much larger pool than any one payer's list. Or work the other direction and use Tricare's own provider lookup for California, then call the names on it, because that list and ours are built from different sources and neither one is complete.
What do out-of-network reimbursement and a superbill mean?
A superbill is an itemized receipt from your therapist showing the dates, the service codes and what you paid. You send it to your insurer yourself, and if your plan has out-of-network benefits the insurer pays you back a share of the fee once your out-of-network deductible is met. It is worth asking about when the therapist you want is not in network, because plenty of therapists will issue a superbill even when they do not bill insurers themselves. Ask your plan two things first, whether it has out-of-network benefits at all and what it considers a reasonable fee for a 50-minute session, because the reimbursement is a percentage of that figure rather than of what you actually paid.
What does a session cost among these therapists?
2 of the 4 therapists on this page list a fee. Their listed fees run $110 to $250 per session, with a median starting fee of $110. That is the range these therapists published on their own profiles, not a market rate for California and not what you would owe after your Tricare plan is applied. 2 also offer a sliding scale, which is marked on the card.
Is it harder to find a therapist who takes Tricare?
Often yes, and it is worth knowing why before you start calling. Tricare reimburses outpatient therapy at rates below most commercial plans, and the provider network is administered by a regional contractor rather than by the plan itself. Start with the 4 therapists here, ask each one whether they are currently enrolled rather than whether they accept Tricare, and keep the question specific to California.
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