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Worry: What It Is, Why It Keeps Going, and How to Manage It

Worry is a chain of future-focused thoughts, mostly in words, about things that might go wrong. This guide explains why worry keeps itself going, how it differs from anxiety and rumination, and what loosens it, with a printable summary.

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What Is Worry?: a man pacing a porch at dusk, glancing repeatedly at an empty driveway, keys clenched in his hand

Worry, rumination and anxiety: which is which

Worry

Thinking, in words, about the future. Asks 'what if?' Feels like problem-solving but rarely ends in a decision. Keeps the body on low alert.

Rumination

Thinking, in loops, about the past. Asks 'why?' and 'what does this say about me?' Reviews the same material and ends with you lower, not clearer.

Anxiety

The feeling and the body state: tight chest, fast heart, dread, restlessness. Often arrives with worry, but can show up with no clear thought behind it.

Key terms

Avoidance theory of worryBorkovec's account: worrying in words dampens the bodily fear response in the short term, which rewards the worrying, while stopping the fear from being fully processed.
Intolerance of uncertaintyFinding the state of not knowing itself hard to bear. The trait most strongly tied to chronic worry; worry is the attempt to remove an uncertainty that cannot be removed.
Productive worryConcerns a real, current problem you can act on. Leads to a next step, done now or scheduled, and then stops.
Unproductive worryConcerns hypothetical, unlikely or uncontrollable outcomes, predictions rather than problems, and demands certainty. Has no next step, so it cannot end on its own.
Worry postponementNoting a worry as it appears and deferring it to a fixed daily slot. Most postponed worries have faded by the time the slot arrives.
Generalized anxiety disorder (GAD)Excessive, hard-to-control worry on more days than not for months, with symptoms such as restlessness, fatigue, poor concentration, irritability, muscle tension or poor sleep. Diagnosed by a clinician.

How to sort a worry

  1. Name it. 'I am worrying.' Labeling the process puts a little distance between you and the thought.
  2. Write the worry as one sentence. Vague dread is harder to handle than a specific what-if.
  3. Ask the sorting question: is this about a real problem that exists now and that I can act on, or is it a prediction about something that might happen?
  4. If it is a real, actionable problem: decide the next concrete step, and either do it or put it in the calendar. Then the worry's job is done.
  5. If it is a prediction, or a problem with no step available to you: this is the kind of worry that circles. Postpone it to your worry slot, and bring your attention back to what you were doing.
  6. If it returns, and it will, repeat the postponement without re-arguing it. The skill is returning, not winning.
  7. At worry time, review the list. Cross off what faded. Problem-solve what remains. Notice how many never needed you.

What keeps worry going

  • Trying to suppress the thought. Suppressed thoughts rebound more often.
  • Reassurance seeking, from people or from searching. Relief for an hour, a stronger loop by evening.
  • Beliefs that worry is useful: it prepares me, it shows I care, it keeps bad things away.
  • Treating uncertainty as an emergency to be resolved rather than a normal state to be tolerated.
  • Worrying in bed. The quiet and the dark give worry an open stage.
  • Pushing the feared image away as soon as it appears. In the avoidance model, this is why the fear never settles.

When worry needs more than self-help

Occasional worry about real things is normal. Worry that fills hours of most days, that you cannot set down, that disturbs sleep and concentration, and that has gone on for months is the pattern clinicians assess for generalized anxiety disorder. A few weeks of honest practice with the steps above is a fair trial; if nothing has shifted, a therapist trained in CBT for anxiety can work on the maintaining beliefs and on uncertainty directly.

Therapists Who Work With Anxiety

A worksheet is a start. These licensed therapists work with the same problem; every member is matched to the federal NPI Registry and board checks are dated on the profile.

  • James NatterPsyD

    License verified, checked Oct 16, 2026

    “You are a universe of one, gladly to lovingly explore.”

    Newburgh, Indiana Telehealth $220 to $240 per session

    View profile
  • Jeffrey Coira, MA, MSWLCDC

    License verified, checked Oct 13, 2026

    Houston, Texas Telehealth and in person

    View profile
  • John CampbellMA

    License verified, checked Oct 13, 2026

    Spring, Texas Telehealth and in person $75 to $225 per session, sliding scale

    View profile

See all 155 anxiety therapists →

About this tool

Worry is repetitive, future-focused thinking about things that might go wrong, carried mostly in words rather than pictures. Thomas Borkovec and his colleagues, whose 1983 paper is still the standard starting point, described it as a chain of thoughts and images, weighted toward the negative and hard to control, that represents an attempt to solve a problem whose outcome is uncertain. Three features in that description matter. Worry is verbal: it runs as inner talk, a stream of what-ifs. It is future-directed: it is about what could happen, not what has. And it feels like problem-solving while rarely producing a solution, which is why people can worry for hours and end up no clearer than when they started.

It helps to separate worry from two things it is often confused with. Anxiety is the feeling: the tight chest, the racing heart, the sense of dread. Worry is the thinking that usually comes with the feeling, and the two feed each other, but they are not the same. You can have a surge of anxiety with no clear thought behind it, and you can worry in a flat, exhausted way without much bodily arousal at all. Rumination is worry's past-facing twin. Susan Nolen-Hoeksema defined rumination as repetitively dwelling on distress and its causes without moving toward solutions, and the content is usually backward-looking: why did this happen, what did I do wrong, what does it say about me. Worry asks what if; rumination asks why. Both are forms of repetitive negative thinking, both predict low mood and anxiety, and the ways out of them overlap.

One influential model of why worry persists is Thomas Borkovec's avoidance theory. On this account, because worry runs in words, and verbal thought produces less bodily arousal than vivid mental imagery, worrying dampens the physical fear response in the short term. That feels like relief, and relief is a powerful reinforcer, so the mind returns to worrying the next time something threatening appears. Worry also feels like doing something, and when the feared outcome does not happen, which is most of the time, the worrying gets the credit. The cost, in this model, is that the fear never gets fully processed: the vivid image of the feared event is pushed away before the nervous system can learn that it is survivable, so the threat keeps its charge and the worry keeps its job. The model has experimental support but is not a complete explanation of all worry, and the account described next emphasizes different ingredients.

A second line of research, from Michel Dugas, Robert Ladouceur and colleagues in Quebec, explains who worries most. The core trait is intolerance of uncertainty: finding the state of not knowing itself unbearable, more than any particular bad outcome. People high in this trait experience uncertainty as unfair, stressful and something to be eliminated, and worry is the tool they reach for. The problem is that uncertainty cannot be eliminated, so the tool never finishes its work. Their model adds three maintaining beliefs: that worry is useful (it prepares me, it shows I care, it stops bad things from happening), that problems are threats rather than normal parts of life, and that thinking about a problem is safer than facing it. Treatment built on this model works on tolerating uncertainty directly, through small deliberate experiments with not knowing, rather than on talking each worry out of existence.

Not all worry is a problem, and the distinction between productive and unproductive worry, described clearly by Robert Leahy, is the most practical idea on this page. Productive worry concerns a real, current problem you can act on: the bill is due, the conversation needs to happen, the appointment needs booking. It leads to a next step, which may be something you do now or something you schedule, and then it stops. Unproductive worry concerns outcomes that are hypothetical, unlikely, distant or outside your control, and it demands a certainty that no amount of thinking can provide. The sorting question is: is this a real problem I can act on, or a prediction? If it is a real problem, decide the next step and do it or put it in the diary, even if the step is waiting for an appointment. If it is a prediction, the worry is not a task, and the work is to let it be present without feeding it. The Worry Tree on this site walks through that sort one worry at a time, and Worry Time covers what to do with the ones that are not tasks.

Several approaches have evidence behind them. Worry postponement, which Borkovec first tested in 1983, means noting a worry as it appears and deferring it to a fixed daily slot; most deferred worries have lost their urgency by the time the slot arrives. The worry tree sorts each worry into actionable or not and routes each kind to a different response. Writing out a feared scenario in full, a form of imaginal exposure, is used within treatment for worry; it has not been established as a stand-alone self-help step, and how much of it suits whom is a question for a therapist. Problem-solving training handles the real problems. Mindfulness practice teaches you to notice a worry as a mental event rather than a forecast. Cognitive behavioral therapy that combines these elements has reasonable support for generalized anxiety, with moderate average effects; a sizeable minority of people do not respond to a first course, and the benefits of any single technique used alone are smaller than the benefits of a full program.

Everyone worries, and occasional worry about real things is part of a working mind. Worry becomes a clinical concern when it is excessive, hard to control, present more days than not for months, and accompanied by restlessness, fatigue, poor concentration, irritability, muscle tension or disturbed sleep. That pattern is what clinicians call generalized anxiety disorder, and it is diagnosed by a clinician, not by a web page. The usual traps: trying to suppress worries, which makes them rebound; seeking reassurance from other people or from endless searching, which calms things for an hour and strengthens the loop; treating every what-if as a problem to be solved; and doing the day's heaviest worrying in bed.

If worry is taking up hours of most days, stopping you from sleeping or concentrating, or you have tried the techniques here for a few weeks without relief, it is worth talking with a licensed therapist. CBT for worry is a well-mapped treatment, and a therapist can tell whether what you are dealing with is generalized anxiety, health anxiety, obsessive thinking, or something else that calls for a different plan. Psychology.com's therapist directory lets you search by specialty, including anxiety, at no cost. The printable summary below gathers the distinctions and the sorting steps in one place.

References

  1. Borkovec TD, Robinson E, Pruzinsky T, DePree JA. Preliminary exploration of worry: some characteristics and processes. Behav Res Ther. 1983;21(1):9-16.
  2. Borkovec TD, Alcaine OM, Behar E. Avoidance theory of worry and generalized anxiety disorder. In: Heimberg RG, Turk CL, Mennin DS, eds. Generalized Anxiety Disorder: Advances in Research and Practice. Guilford Press; 2004:77-108.
  3. Dugas MJ, Gagnon F, Ladouceur R, Freeston MH. Generalized anxiety disorder: a preliminary test of a conceptual model. Behav Res Ther. 1998;36(2):215-226.
  4. Leahy RL. The Worry Cure: Seven Steps to Stop Worry from Stopping You. Harmony Books; 2005.
  5. Nolen-Hoeksema S, Wisco BE, Lyubomirsky S. Rethinking rumination. Perspect Psychol Sci. 2008;3(5):400-424.

Cite this source

Psychology.com. (2026, October 19). What Is Worry? Psychology.com. https://psychology.com/tools/what-is-worry

What Is Worry? FAQ

What is the difference between worry and anxiety?

Anxiety is the feeling and the body state: dread, a fast heart, tightness, restlessness. Worry is the thinking that usually comes with it, a stream of future-focused what-ifs carried in words. They feed each other, but they are separable. You can have a wave of anxiety with no clear thought attached, and you can worry in a tired, flat way with little bodily arousal. Treatments tend to target the worry, because the thinking is what keeps the feeling going.

Is worry the same as rumination?

No, though they are close relatives. Both are repetitive negative thinking. Worry faces forward: what if this goes wrong? Rumination faces backward: why did that happen, what does it say about me? Worry is more typical of anxiety and rumination of depression, but most people who do one also do the other. The ways out overlap: label the process, ask whether the thinking is getting you anywhere, and redirect attention to the present or to a concrete action.

Why can't I stop worrying even when I know it is pointless?

Because worry rewards itself. Worrying in words dampens the bodily fear response for a moment, which feels like relief, and the feared thing usually does not happen, which feels like proof the worrying worked. Add a low tolerance for uncertainty and worry becomes the tool you reach for whenever the future is unclear, which is always. Knowing it is pointless does not break that loop; changing what you do with the worry, by sorting it and postponing it, gradually does.

Is worrying ever useful?

Yes, when it is productive. Worry about a real, current problem that leads to a next step, and then stops, is just planning with feeling attached. The test is whether it is a real problem you can act on, or a prediction. If it is a real problem, decide the next step and do it or schedule it, even if that step is waiting for an appointment. Worry about hypothetical, unlikely or uncontrollable outcomes has no next step, so it cannot end on its own, and more of it does not make you safer or better prepared.

How do I know if my worry is generalized anxiety disorder?

Generalized anxiety disorder is excessive, hard-to-control worry about several areas of life, present on more days than not for at least six months, together with symptoms such as restlessness, tiring easily, trouble concentrating, irritability, muscle tension or poor sleep, and real interference with daily life. A screening test can show whether the pattern is worth discussing, but only a clinician can diagnose it. Many people who worry a great deal do not meet the threshold and still benefit from the same skills.

What is the quickest way to interrupt a worry spiral?

Name it ('I'm worrying'), write the worry in one sentence, and ask whether there is anything you can do about it right now. If there is, do that one thing. If there is not, postpone it to a set worry slot and put your attention on something that needs your hands or your full focus. Expect the worry to come back and repeat the postponement without arguing with it. Over days, the spirals get shorter and start later.

Important: This is educational information, not a diagnosis or treatment. If worry is persistent, hard to control, or affecting sleep, work or relationships, please consider speaking with a licensed professional. In an emergency, call your local emergency number or, in the US, call or text 988.